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Semi-Commercial Bridging Loans

Overview

We fund mixed-use properties that combine residential and commercial space — from retail with uppers to live/work buildings. Whether you’re acquiring, refinancing, or repositioning, we bring clarity and speed to complex asset structures.

Why Use Bridging for Semi-Commercial Assets?

Semi-commercial properties require lenders who understand both income streams and asset classes. We structure bridging loans that consider planning status, lease arrangements, and exit strategies — with practical support from start to finish.

Key Features

  • Works for retail with uppers, corner plots, and live/work buildings
  • Suitable for purchase, refinance, or restructuring
  • Experienced underwriting for complex asset mixes

FAQs

1. Do you lend on part-commercial buildings?
Yes — we regularly fund hybrid properties with both residential and commercial elements.

2. Can you lend if the commercial unit is vacant?
Yes — subject to valuation and exit plan, we assess on a case-by-case basis.

3. Can rental income be used to support the case?
Yes — we can factor rental income into the assessment where appropriate.

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